HOOK
Thinking Medicare starts when you turn 65? [On-screen: calendar dates and a red warning icon] That’s not always the deadline that matters most.
KEY POINT 1
Your first window is your Initial Enrollment Period. [B-roll: person marking a birthday month on a calendar] It’s a 7-month period around your 65th birthday, and it’s the main time to sign up for Medicare Parts A and B if you need them.
KEY POINT 2
Next is the General Enrollment Period. [B-roll: calendar flipping to January through March] If you miss your first window and don’t qualify for a special one, you may have to wait until this period to enroll in Part B—and coverage can be delayed.
KEY POINT 3
Then there’s Medicare Open Enrollment, from October 15 to December 7. [B-roll: person comparing plan options on a laptop] This is when you can switch Medicare Advantage or Part D drug plans for the next year. It’s not for first-time enrollment, but it is a chance to fix a plan that no longer fits.
CTA
Before you assume you’re covered, check which Medicare deadline applies to you. [On-screen: “Know your dates” and “Review your options”] If you want, I can help you map out the right enrollment window based on your birthday and work history.